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[Q=shaunl25] What are the pros and cons for RTU and a deed?[/Q] This question has been asked and answered in detail many times in this discussion forum over the years, so I won't beat that dead horse. Note however that that many (but not all) RTU contracts have a specific "end date", providing an "exit" avenue guaranteed to be available at some pre-identified future date. Deeds are generally "in perpetuity", making you solely responsible for achieving a lawful transfer of ownership if / when you want "out". Most deeds identify annual use, but some are for biennial use (one week every other year) or triennial use (one week every three years).