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joanp60; I don't think there is any problem with giving your exchanged week (actually making a gift of it) to your daughter, neighbor, friend, and them offering to reimburse you for the exchange fee and the guest certificate in thanks for your generosity. After all, you have paid the annual maintenance fee, (likely many hundreds of dollars), as well as a fee to belong to the exchange company in the first place. So getting reimbursed for the exchange fee and the guest fee is not making you any money - you're still out a considerable sum of money - so you're not renting this week to make money. And for heavens sake you have to tell the person who you're allowing to use your week that if anyone asks them, they need to say that no they are not renters, you gave them the week. If the people staying in your resort in your week deny they are renting, there is no way for the resort to know anything else.