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WEll.....This is all very interesting, because when we got our notice for the annual maintenance fee this past December, we noticed our membership was showing "points" In fact we were also asked to buy in to the new system of points two years ago, but really did not see much reason to do so. Has anyone else found the surprise conversion to points?? Also, When we bought in, it was an Embassy resort. Now, just 5 years later, it has another new name, "The Diamond Club" So I guess SunTerra is...????out?? Does anyone understand what's going on?