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[Q=heatherh234] I have pulled my credit report a few times in the last month, and my timeshare payments is nowhere on it. When I purchased it, they told me I would be gaining equity and all the benefits of purchasing a timeshare. Does anyone know why this wouldn't be on my credit report? Is anyone's timeshare on their credit report? Thanks![/Q] Unfortunately, the salesperson will tell you anything to get you to buy. You gain no equity. If you bought your TS from the developer, it is probably worth anywhere from0-15% of the original purchase price. As for the credit report, the only thing you might have to worry about is if you don't pay your maintenance fees or mortgage, they'll maybe report you and it will likely affect your credit rating.