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[Q=claudiuc] carols725 - thank you for your detailed message. it seems based on the responses so far, dealing with the exchange system is not the easiest thing to do and on top of that if I'm not a regular traveler, paying for all these fees may not be getting me much of a deal. One other thing I need to consider is how long before I can gain some of the upfront investment back.[/Q] Timeshares are not a monetary investment so never think you're investing in timeshares to make money in the future. As a matter of fact, when/if you buy from a developer then once you sign that contract you're timeshare has been devalued by 75% to 90+% on the resale market.