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In reverse order, the Club has disclaimed interest in taking back and actively pursues non-payers; I have advertised on Redweek, including using a negative sales price ( i.e., "I will pay you"; 4 months no takers); they will provide a statement of Release from the Developer; I'm a CPA and read what I sign. This business pass the smell test for me. They explain that the assemble blocks from a resort and then negotiate with the owner for a reduced HOA fees in exchange for their travel club directing vacationers (who become sales targets). Sounds logical and a reasonable business risk for them. Have been in business for 17 years.