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I stopped paying and got sued. Went on my credit and gave me terrible marks. Plus, still ended up paying because I now had a judgement -- and new fees were still piling up each year. So judgement one year, fees the next and either way -- they got their money. Sell, trade, or keep paying. If you don't want it, give your week to RCI each year, get the points for it and use it somewhere that you DO want to go. Even if the points are low (off season or something), you can use them up to two years later, so that could give you three years worth of points, you shbould be able to find something to trade for???