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Anyone can transfer points to anyone as long as they both have accounts. If I wanted to "rent" points from you I would pay you and you would call Marriott and tell them to transfer points from your account to mine. How can they not allow you to transfer all your points from one account to another within your same membership? This is a site that is run by a TUGGER and points are transferred between accounts all the time. http://vacationpointexchange.com/ https://www.my-vacationclub.com/common/vc/en-us/pdfs/enrollment_legal_docs/exchange_procedures.pdf I do see the below on page 20 of the above document on my-vacationclub.com but they allow legacy owners to combine trust points (even as little as 1000) and enrolled legacy points to combine to obtain premier status so I don't see how they can say that you can't combine to obtain "standard" membership. All Members Members with less than Base Interest Members who cancel a reservation less than sixty (60) days prior to the check-in date. Members who do not pay the initiation fee for a transferred Interest. 1+ nights: Can only reserve during the open reservation period of 60 days or less.