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Mary, If you are referring to a RedWeek full-service rental, then your credit card is not charged until you indicate you want to rent the week and the owner agrees to the rental. Owners do not have access to your credit card information -- all payments go through RedWeek. If you have further questions, please [url=http://www.redweek.com/contact_us]Contact Us[/url]. Phyllis [Q=margyh3] If I make an inquiry as to availability - do they immediately charge my credit card ? Are owners able to access my credit card info?[/Q]