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[Q=danm614]travel clubs are better and have more inventory without paying a maintenance fee. RTU is a certificate of beneficial interest...resorts created this to cover their butts for owners who dont pay maint fees .......they can repo with out difficulty from the owner[/Q] True, some people prefer travel clubs over timeshares because it suits their travel needs and circumstances better. But many timeshare owners prefer timeshares over travel clubs for a number of reasons. But the statements you made about travel clubs are not totally accurate. Many travel clubs require members to pay an annual fee whether you call it maintenance fee, club dues, or what ever. Most require annual fees. Also, travel clubs come and go depending on financial stability. If you buy a travel club membership and that club goes belly-up next week, you have nothing to show for what you paid. And as for them having more inventory, more inventory than what? A lot of what is available with these travel clubs can be found on RCI and other exchange companies. A lot can also be found on travel sites such as Expedia, Trip Advisor, etc. without having to pay a membership cost. But as for you, if you are satisfied with the travel club to which you belong and it is giving you great travel alternatives to owning a timeshare, then great! I hope you continue to enjoy your vacations. Keep in mind that satisfied travel club members who paid thousands in initiation fees are few and far between.