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Hi, I am in the same boat. We bought last year (March 2018). I just went to Wyndham Bonnett Creek. I was alone. They said they couldn't ask me for anything because my husband was not with me...... but I went because they said they would help me get more out of my points. I went in and immediately they asked if I could make decisions without my husband. They told me we didn't have enough points to be up to standard and that I needed to get up to 400,000 points. They wanted me to spend $70,000.00 YES $70,000 to get to where I needed to be. WITHOUT my husband there. I don't know what planet they are on. I refused. We want to get rid of our points. Our loan to them is paid off. We are just paying maintenance fees. Did I mention that if you get to the standard 400,000 points and spend $100,000.00 for it that your monthly maintenance fees will be 219.00 a month on topof the loan. I will take any help I can get.