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Re: Maintenance Fee went to collections (by Wayne R.):

Here is where your problem lies: You did not cancel the timeshare. You still legally own it. It doesn't matter whether you are paid in full, you still own it and must pay maintenance fees until you cancel it. Since it is paid in full, you can easily cancel your timeshare without hiring anyone to do it for you. An unpaid maintenance fee is only a debt when you own it. You can learn how to cancel it on your own. Just do a google search for timeshare cancellation courses. Hope this helps!