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Part of the dream portion of the sales presentation is committing to the vacations. Once your in, it forces you to put vacations a the front of your conscious. If you reflect on that and use the ownership and learn the system you will eventually recoup the investment in the form of vacations. If you use it a lot you will be ok. [Q=sgarcher] So Dennis what do you suggest if you made all of those mistakes and let the Marriott sales people pressure you into a purchase and here it is four months later regretting paying that retail price for your points? Especially when you really could not afford it.[/Q]