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[Q=drewl44]...stopped paying maintenance fees several years ago. I recently received a letter from Westgate threatening foreclosure. [/Q] How many years ago is "several years ago"? Have you received any other letters from Westgate during these years that you haven't paid maintenance fees? I would suspect that Westgate would have sent you letters before now demanding that you pay. If you have not paid for "several years" now, I wonder why Westgate hasn't already foreclosed. But, as KC suggested above, either pay the $1735 and get out of your obligation permanently and cleanly or don't pay, let it go into foreclosure, but risk a credit hit.