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We are sorry to hear that you're not satisfied with the optional Travel Insurance that we offer through CSA/Generali. They're one of the major travel insurance providers and their coverage is pretty standard for the industry. We also provide a link to review the policy before purchasing which contains the way to contact CSA with any policy specific questions. We've looked at your booking and it shows that you haven't yet cancelled it. Because you still have a valid reservation, you may want to check out flights flying out of Toronto. While we cannot book them for you, we see several airlines that fly to Aruba. If you've decided that you're absolutely not going to travel, you might want to reach out to the owner via the Discussion to ask if you could let someone else use the week in your place. If you have any questions, please feel free to let us know at support@redweek.com.