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Verified and Protected means the posting is bookable online and your payment will be made by credit card to RedWeek. We do not disburse payment to the owner until two business days after you check in to the resort. If you are not using RedWeek online booking, then we recommend you take precautions to make sure the transaction is safe. You will find more information here: [url=http://www.redweek.com/resources/stay-safe]Stay Safe[/url]