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[Q=Charles M.] Thank you so much for your reply… That’s exactly what I was thinking, but needed someone with real experience to reply. If you have any other suggestions, I would appreciate it… Thank you so much![/Q] Have you tried to give away your timeshare for free? Timeshare Users Group (http://www.tug2.net) has a "Bargain Deals" section where people do that all the time (although not always successfully). You may have to offer to pay closing costs and any resort transfer fee (and maybe even the next maintenance fee bill) to entice a new recipient / owner with a free week of usage. However, some timeshares (Westgate comes immediately to mind) are difficult to even give away for free, but Westgate now fortunately now has a "deedback" program (as long as the timeshare is fully paid off and maintenance fees are current --- and you also pony up [b]another[/b] $950 to those parasites just for them to take the ownership back). If whatever you own is at a non "chain" independent resort, your best bet may very well be to aggressively pursue a deedback to the HOA. If the HOA is adamant in its' refusal to accept a "deedback", you can (and should) clearly point out to them that if you simply stop paying, then the HOA will end up with the timeshare anyhow --- [b]after[/b] they undertake the completely avoidable time, expense and inconvenience of initiating foreclosure on your ownership. Good luck.