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Original Message:

Do I have to belong to an exchange program? (by Erika H.):

Thanks so much for your response. Maybe I looked at the wrong price list. I thought the US exchange fee went up. I hope it didn't! I am pretty sure I will just cancel after 2017 and join again it I ever feel the need. I don't like the way everything you do such as combining deposits incurs a charge. I had 1 TPU left after I did last years exchange and it didn't seem worth $109 to combine that 1 unit with my current TPUs.