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Buy resale - I would GIVE you mine, but we're in a fight with Wyndham right now. The sales person sold us a contract we can't used based on lies! If you buy resale, you miss out on the sales person's lies and unkept promies!!! The Wyndham website might answer your questions, and some of the travel agents are very helpful. Our RCI membership was added to our maintenance fees. I was told by a Wyndham sales person if I sold my Gold contract, the buyer would have the same benefits I did. But I would want to TRIPLE CHECK on that!!.