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In my opinion, it does not make sense to pay 10-20K more for a timeshare, just so you can trade points around. you should be buying exactly what you want to use. The trading game can work out, but it is not like an ownership where you know what you are getting. The starpoints are not the same value as using the week you own. It is great if you decide to go somewhere else and have no other choice. In that case, why not just buy bianual instead. Pay for the hotel room for the other years. You just may pay less than what you would pay in maint fees. You will not have the committment. Otherewise just buy a place you want to go every year, in the exact season you want to go. Be sure about the season becuase many do not really like the platinum season and get stuck with it after paying more. Its not always that easy out of your preferred season at Harborisde.