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[Q=alexv69] ...I have noticed recently that Westgate's Legacy Program (which is their department referenced above for deedbacks) has begun publicly posting more policies and transparency in their program do's and don't ... which must be an attempt to look better in the public eye. [/Q] I don't believe that Westgate cares one bit about "looking better in the public eye". Accepting "deedbacks" (and collecting the mandatory $900 deedback fee) is simply easier (and more profitable) for Westgate than having to conduct foreclosures. Moreover, with Wyndham and Diamond having both instituted "deedback" programs, Westgate is now (probably reluctantly) basically just catching up and keeping up with the current practices of their competitor second tier "chains".