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sfilondon is a fraud which I did not realize every thing looks great on the edges ie like the certificate ,email address I had it investigated by Just Call a scam lawyer and they are not located in that building in london england ,their pitch is fraudulent and outdated I am at the 5 year point and planed to cash in some interest and my bank passed it by the fraud dept and encouraged me not to sent them any money i sent them a email and told them what the bank said I am now blocked from their email service Do not send them any money