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Hope springs eternal... (by Jessica W.):

Hi I just stopped paying. I am now over 30 days late and the collection calls have started and got a letter about it. I don’t intend on paying them anymore. My credit is good but not great. I know that they can report it but I hope they don’t especially since they have never reported me making in time payments! If it goes into foreclosure then theres nothing I can do about it and my credit will just have to take that hit. I don’t want to pay for something I don’t use and feel like is a waste of money. It still stresses me out but I’m trying to be at peace about it and let it go! I wish we would have never “bought” one and into the timeshare pitch. I guess it’s a lesson learned. Just curious, any hit to your credit yet since it’s been 6 months or longer?