Car Rental Beware

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Original Message:

Re: Car Rental Beware (by John F.):

nancyr79 wrote:
I am not surprised at your experience, but there is a down side to not taking insurance. When we go to Mexico( Puerto Vallarta or Los Cabos) we pick the cheapest car and get the best insurance. To be safe, I just plan on spending $400 plus on the car for a week. In Mexico US car insurance (including the credit card rental car insurance) is not accepted. If you get in an accident you have to pay the charges up front and then try to get reimbursed. I have heard people say that if you don't have Mexican insurance they try to charge you for small dings to the car ( and most Mexican rental cars have lots of small dings!) I always make sure to look the car over carefully and make sure they write the existing small damage down.

Call American Express. For $20 a rental (flat fee) they act as Primary insurer and Mexico is NOT on the list of excluded countries. This is an additional benefit you must sign up for, not part of the standard card insurance coverage.