Krystal is a big Fraud!!

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Re: Krystal is a big Fraud!! (by Asia E.):

irenem145 wrote:
We were scammed in August 2016. We stopped paying and their collection agency, Concord, calls here all the time. We just don't answer or we hang up. I would love to get a class action lawsuit going. If anyone knows of an attorney who would represent us, please post. I am so disgusted with the Mexican authorities who allow these fraudulent crooks to continue to scam innocent victims all these years. To say this is upsetting is an understatement.

Nice that you stopped paying Concord - me too - they also call all the time - so much so - if I see a call from Arizona (480) - I don't answer. Did Concord inform any of the credit rating agencies? If they do, what is our recourse / plan? Can we dispute saying that is a scam? Anyone with some legal experience / knowledge here that can answer?