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Resale reality... (by KC):

As you already know, even "free" timeshares have maintenance fees that constitute a legal, contractual obligation until you find someone else willing to take over your obligations. Most "points only" contracts have no resale value.

Unlike fixed weeks / units at specific resorts, "points only" contracts provide absolutely no guarantee of reservation access where / when you might actually want to travel. That uncertainty and the need to plan long in advance, with absolutely no guarantee of ultimately achieving reservation success at places and times that may interest you, essentially renders most "points only" products nearly worthless to many people (including me). To each their own, of course. Some people like the "flexibility" of "points only" contracts --- right up until the time when they can't manage to get where and / or when they want to go.