Do any of the timeshare units have full size refrigerators or full kitchens?

The timeshare units have two small-to-mid size refrigerators in the kitchen. Each one has a small freezer section on top and then a larger lower section for items to be refrigerated. We had plenty of room for meats, drinks, fruits, etc. between the two units.

It has been our experience that they don't ALL have cooktops. usually we do have one with a cooktop but last year we did not

Do they all have cook top?

Yes, all of the timeshare units have a stove top with electric burners for cooking. There is also a sink for washing dishes and cabinets with plates, glasses and other utensils.